My friend was driving her boyfriend’s vehicle (with his permission) and got a speeding ticket. She has her own auto insurance coverage in Chicago for her vehicle and gave that to the police officer but does not have specific insurance to cover her on her boyfriend’s vehicle. He said that police officer didn’t say anything about it, but she hasn’t been to court yet. Will the fact that she was driving someone else’s vehicle matter?

Karen

Chicago IL

State laws vary; some states require the car to be insured while others want every motorist to be insured specifically. As long as the vehicle that your friend was driving had insurance on it by the boyfriend (thus he was not operating an uninsured car) it likely will not matter that your friend presented her own car insurance card instead of the insurance card for the vehicle.

If your friend received only a speeding ticket then she should be able to take care of it in court and pay the fine. Being in a borrowed vehicle from a friend, with their permission, at the time of the violation normally would not matter to the court. Usually the speeding ticket would only affect her driving record and her car insurance rates if the violation was written in her name and not against the vehicle.