Senior Driver Car Insurance Chicago Illinois IL
Reader’s Question:
I am planning to buy a car for my elderly parents and I would like to know if I can get them car insurance in Chicago IL even though they do not have drivers license and wont be driving?
Pete
Chicago, IL
Obtaining car insurance for a vehicle without a valid driver’s license in Chicago is not easy because most insurance carriers will require a drivers license since that is one major basis upon which they rate the insurance policy.
So to obtain car insurance on the automobile your parents will likely need to have a fully licensed driver listed on the car insurance policy.
There are some insurers that permit an individual to insure a car though they do not own or have “insurable interest” in a car so this should be an option for. Some states are aware of the cases senior drivers have when they give up their drivers license due to age and have helpful information on their Department of Motor Vehicle websites of how they can still get around.
Tags: senior car insurance
What Is A Collision Coverage Insurance?
Reader’s Question:
What is the meaning of collision coverage insurance?
Barnes
Chicago, IL
Car insurance policy definitions and terms may differ due to state laws and individual insurance carrier’s guidelines but generally the definition of collision insurance is a physical damage coverage that covers your car if it hits or is hit by another car or object.
Collision Vehicle insurance is an optional type of physical damage coverage. When you buy this type of insurance policy it covers damage to your motor vehicle when your car hits, or is hit by, another car or object or if your car is in a roll-over accident. This type of automobile insurance coverage will pay for the damages to your car regardless of who causes the crash.
Tags: auto insurance
Loading ...